Annual Spending
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Grocery
Swiping at discount stores, such as Walmart, Target, or Costco, are
normally not considered "grocery shopping" by credit card
issuers. Rather, you would need to input those stores' shopping in the
category "Others" listed below.
However, if you buy the
store's gift card, for example Target gift card, from a supermarket, and
earn
grocery cash back. This is still equivalent to grocery shopping.
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| Restaurant |
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| Travel |
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| Gas |
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| Online shop |
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| Utilities |
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| Home project |
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| Others |
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Some Chase and Discover credit cards offer 5% cashback in some
spending categories, but only in a specific
quarter of a year. You can click this box if you're willing to follow a
schedule to swipe cards and earn 5% cashback.
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| Financial assets
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For the consideration of Bank of America (BofA) credit cards only.
If you hold significant (≥$20,000) financial assets at BofA, BofA
may offer higher cash back, and we add this bonus into consideration.
You can find more at Bank of America
Preferred Rewards Program website.
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| Exclude banks |
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Best Outcome
This shows regular annual results, does not include one-time signup
bonus paid by the card issuer if you fulfill its spending
requirement.
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| Spending |
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| Cash
back |
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| Return |
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| Comparing with basic
cash back, you can possibly save
more a year.
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