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Financial Advisor Fee Calculator
This tool helps answer your concerns as to whether to hire an advisor or do self-direct investment:
How much difference will 1% fees make to your retirement? Use this calculator to find the advisor fees paid and investment returns over time.
Which financial advisor fee pricing is better? Is the annual fixed flat fee only, or is the fee based on a percentage of AUM (assets under management)?
How does the annual 1% or 2% difference in investment return affect my investment results in 20 years? Can 3% more yield make my investment double in 30 years?
I want to compare self-directed and financial advisor investing side-by-side. How do the investment fees affect my AUM growth?
How much does a financial advisor cost? How much is the fee implicitly deducted from my savings?
How much more investment yield (%) is needed from advisory investing to cover the advisor fees and make better outcomes than self-directed investing?
Your current savings
Future annual saving
Investment horizon (terms)
Plan A: Advisory investment
Advisor's investment yield
Advisor fee (% of assets)
Advisor fee (fixed based)
Fund management fee
In addition to advisor fees, there is a typical 0.1% to 2% management fee for ETFs, mutual funds, and private funds, depending on the specific fund the advisor or you pick.
Plan B: Self-directed investing
DIY investment yield
Fund management fee
Difference in final savings
Advisory
Self-directed
Difference
Yearly fee paid
This is opportunity loss, a gain you could have achieved but not because the fee subtracted from funds drives the savings balance lower and causes the investment gain to be lower.
Final savings
Savings goal
Advisory
Self-directed
Difference
Years to achieve
Summary
Related Items
Financial independence (FIRE) calculator
Saving & withdrawal planning
Should I contribute more in retirement account?
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